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Information regarding processing of personal data

Controller of personal data:

Swedbank AB (publ),

Corporate registration number 502017-7753,

105 34 Stockholm

SWEDEN

Swedbank AB processes personal data which is provided in conjunction with applications and notices of interest, by using Swedbank's channels (e.g internet- and mobilebank) and Swedbank's webpage, and when agreements are entered into or otherwise registered in connection with preparations for, or administration of an order, for example in conjunction with credit checks or assessing a transaction. When the banking errand is carried out by telephone or camera, personal data is also processed through recordings.

In connection with the commencement of a customer relationship and in connection with certain international payments, Swedbank checks personal data against sanctions lists which Swedbank, pursuant to law or public authority decision, is obligated or entitled to maintain in order to ascertain that a customer relationship can be entered into and transactions can be executed.

In order to keep personal data current, the data may be updated and supplemented with information from public and private registers, e.g. updating of address data via the national person and address register (SPAR).The personal data is processed for the administration and performance of agreements and for actions which were requested before and after an agreement is entered into. Personal data is also processed in order to enable Swedbank to perform its legal obligations. The personal data may also serve as a basis for financial advice, marketing and customer analyses, business and method development, and statistics and risk management, e.g. risk assessment models which Swedbank uses in order to satisfy capital adequacy requirements.

Unless a direct marketing block has been requested, Swedbank may also use the data for marketing purposes, e.g in order to provide personal and customized offers to customers with reference to products and services within Swedbank's group based on the customer's existing products, changes in the customer's product involvement, behaviour and movement pattern within Swedbank's channels etc. Swedbank may, for direct marketing purposes, contact customers by email.

In furtherance of the purposes set forth above, personal data may (taking into consideration bank secrecy) be provided to, and processed by, banks and companies which are included in Swedbank's corporate group as well as other companies which Swedbank cooperates with, e.g. credit bureaus and companies which handle payment claims as well as Bankgirocentralen and SWIFT (Society for Worldwide Interbank Financial Telecommunication). In some cases, Swedbank is also obligated to provide information to public authorities, e.g. the Swedish Tax Agency, Swedish Financial Supervisory Authority and the National Insurance Office.

If you would like to know what information about you is processed by Swedbank, you may submit or send a written and signed request to Swedbank at the address stated below.
To the same address, you may request a block of direct advertising or request correction of incorrect or incomplete personal data.

Swedbank AB, Business Back Office, 105 34 Stockholm, SWEDEN

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